Why should you consider an active investment approach?

Our goal has always been to help our clients "stay the course" with their investments - which we believe is the most important step to realizing the long-term benefit of compound returns. Achieving this requires that we help our clients endure the tests of what we consider to be the three greatest threats to their assets: Inflation, Cyclical Losses, and Emotions. These three factors pose a constant threat to the realization of the investor goals. Individually, each of these has the ability to wreak havoc on an investment plan and its underlying portfolio. However, when combined, their effect over longer periods of time can be devastating.

We believe that discipline is an investor's main line of defense against these threats, and that a sound, safety-first investment approach is the key to maintaining discipline over the long-term. Our formula for this stems directly from our founding philosophy: Capital Preservation First, Capital Growth Next. Minimizing losses tends to minimize emotions, which in turn tends to curb the type of behavior that leads investors to abandon their plan or "discipline." And compound returns achieved through disciplined investing are one of the most effective ways to counteract the long-term effects of inflation.