Our commission-and-fee environments combine traditional commission-based investment products like load mutual funds, variable annuities, and variable life insurance, with our fee-based portfolio management. Here your portfolio will bear the costs of both the sales load or "commission," as well as the annual advisory fee for our management services.

While it may seem logical that the fee-only environment would always be the better choice, circumstances still exist where the commission-and-fee environment is both competitive and appropriate. It is wise to discuss your situation with your licensed financial professional to determine which environment is most suited to your needs.