Who is ITS?
ITS Asset Management, L.P. is an SEC Registered Investment Advisor. We operate under the guidelines set forth in the Investment Advisors Act of 1940.

How long has ITS been in business?
In 1970 we began offering professionally managed mutual fund portfolios. We now have over 34 years experience helping clients stay-the-course through our managed portfolio products.

What type of investment vehicles do you work with?
ITS offers managed portfolios in Mutual Funds, Exchange-Traded Funds, Variable Annuities, and Variable Life Insurance.

What investment and insurance companies do you work with?
Use the "Contact" page to request a copy of our most current list.

Must I use financial professionals?
Yes. ITS portfolio management programs are only available through properly licensed professionals.

What is the difference between ITS's TACTICAL, DYNAMIC, STRATEGIC, and FIXED INCOME asset allocation programs?
The primary distinction between tactical, dynamic, and strategic is the investment approach--as each contains unique functions for capital appreciation and risk management. The fixed income program, however, utilizes the same approach as dynamic. The difference is there are no equity positions held in the portfolio. Please use the "Contact" page to request more information.

How do I know which management approach is right for me?
Your ITS Representative can help you evaluate and understand which managed portfolio program may be the best solution for your needs.

Why doesn't my mutual fund or annuity company make the moves for me?
The majority of mutual funds and subaccounts have a stated objective that limits portfolio holdings to specific areas of the markets (Examples: Large Cap Value, Government Bonds, Technology, Real Estate, Money Markets, etc.). This specialization allows fund managers to utilize their expertise in a concentrated area of the market to try and outperform that particular area over the long-term.

Why would I find ITS's managed portfolio products necessary?
Unlike mutual fund and subaccount managers who typically concentrate on a specific area of the market, ITS performs daily research and analysis across the broad equity and fixed income markets as well as domestic and foreign economic indicators. Our portfolio products were designed to benefit from our expertise in evaluating and managing the overall financial markets.

Can ITS guarantee rates of return?
No. As with any securities investment, there is no guarantees as to performance or safety of principal. Past performance is no guarantee of future results.

Who makes transactions in my account?
Under the investment advisory agreement, ITS is pre-authorized to initiate all reallocation and/or exchange transactions within your designated account. Although there is no guarantee of execution on the signal date, ITS will make every effort to attain this goal.

What transactions can ITS affect in my account?
ITS can only reallocate and/or exchange investment positions within your account. If you wish to liquidate the account or withdraw any sum of money, please contact your ITS Representative for instructions. ITS is unable to redeem client assets. The account registration always stays in the clients name. Clients are notified of reallocations and/or exchanges by their investment company, insurance/annuity company, brokerage company, or plan custodian via confirmations and statements.

Is there a minimum amount to invest?
Yes. However, account minimums will vary between products. Please use the "Contact" page to request a schedule of the applicable account minimums for our current product line.

Are there any additional charges or commissions?
Additional charges and/or commissions vary depending on the investment company, insurance/annuity company, brokerage company, or plan custodian with which your account was established. Please contact your ITS Representative or refer to your company's prospectus for more information on specific charges or commissions that may effect you.

What are the amounts of fees that you charge?
Annual advisory fee charges may vary between products. Please use the "Contact" page to request a schedule of the applicable annual advisory fees for our current product line.

Once invested, may I cancel my management services?
Yes. Management services for all products can be cancelled upon receipt of written notice to ITS. However, ITS requests that investors give the program a minimum three to five year trial period, as recent history has shown there is usually a substantial move in the markets within a three to five year period, wherein the value of ITS programs can be more fully demonstrated. For cancelled services, the first $250 of the first year's fee is non-refundable. Unearned fees paid in excess of $250 for the first year, and any fees after the first year, would be refunded pro-rata through the date of receipt of a cancellation notice.